Money: the make-or-break requirement
Finland expects students to hold at least around 800 euros per month for living costs, roughly 9,600 euros for a year, in an account in the student's own name, on top of first-year tuition paid or demonstrably available. Non-EU tuition at Finnish universities typically runs 6,000 to 18,000 euros per year, with scholarships of 50 to 100 percent common for strong applicants. Migri checks that funds are genuine and stable; borrowed money parked briefly in an account is the classic refusal pattern, and misrepresentation poisons future applications.